Supplemental Plans
Supplemental insurance plans provide an added layer of financial protection, helping cover expenses that primary health insurance may not—so you’re better prepared for life’s unexpected medical costs.
Dental Plans
Whether for basic dental care such as preventive visits and x-rays, to orthodontic care, teeth whitening or root canals, insurance helps pay for care. Steven and Michael help you compare the levels of the plan coverages.
Vision Plan
Most of the major carriers of health insurance do not cover vision expenses like exams, glasses or treatments. He will help you find a plan to avoid paying for these expenses out-of-pocket.
Accident Plans
When faced with an emergency, the team can find a policy with a lump sum cash benefit an insurance that will pay out to the individual to cover expenses during your recovery.
Critical illness and cancer plans
These policies pay out a lump sum cash benefit to those experience the first diagnosis of a major illness like heart attack or stroke or critical cancer.
Hospital confinement plans
- To pay for hospital stays, these plans pay a daily cash benefit to the individual to cover the bills and compensate them for being off work.
Disability plans
- If injury or illness disables you from working, this plan helps replace the lost income. It usually pays a monthly cash benefit.
Long-term care plans
- To cover care in nursing homes, assisted living, adult day care or at-home care, this type of plan is more affordable the younger you begin the policy. Steven and Michael can advise you about when is the best age.
Fixed indemnity plans
- These plans pay fixed amounts if someone is in the hospital, or fore common medical services such as x-rays and ER visits.